Job Description & Specification:
Roles and Responsibilities:
- Communication with bank credit representative in order to satisfy or modify certain documents or credit decisions required to issue the guarantee.
- Review of the guarantee study after verification of compliance with documents and compliance with credit bases and standards as well as the elements of the study in accordance with the Risk Management Employment Manual.
- Review the financial statements of the client to be secured, such as balance sheets, income statements and financial ratios to determine the level of Default Risk.
- Identify the financial and non-financial risks of clients and explore ways to reduce those risks through Planning and problem solving.
- Present the study to the Director of the Unit after having included all the elements of the credit study necessary to properly judge the creditworthiness of the case, together with his recommendation.
- The necessary classification of existing guarantees shall be made in accordance with the controls issued by the management of the company.
Commitment to carry out his actions in accordance with the policies established by the management of the company
Languages: